Open Mortgage Rates

Residential lender

RFA Mortgages mortgage rate records

RFA publishes a detailed broker matrix covering insured, insurable and uninsurable fixed and adjustable-rate mortgages by LTV tier, property use and compensation model.

Visit the official lender website opens in a new tab
Distinct products
13
Published pricing rows
48
Published regions
Ontario
Latest record
August 18, 2026

Qualification and structure signals present in the public records

Categories
Variable, Residential
Positions
First
Term range
12–60 months
LTV and fee coverage
Up to 95% LTV · fees shown on 48 of 48 rows

These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.

Published pricing

Mortgage products from RFA Mortgages

Public profile checked August 31, 2026

Variable

5 Year ARM — New Business Promotion

Smallest displayed row

Prime − 0.75%

Term / position
60–60 months · First
Rows / record date
5 rows · August 18, 2026

Variable

5 Year ARM

Smallest displayed row

Prime − 0.75%

Term / position
60–60 months · First
Rows / record date
5 rows · August 18, 2026

Variable

Uninsurable 5 Year ARM — Owner Occupied

Smallest displayed row

Prime − 0.35%

Term / position
60–60 months · First
Rows / record date
1 row · August 18, 2026

Residential

Frontline Program

Smallest displayed row

4.44%

Term / position
60–60 months · First
Rows / record date
5 rows · August 18, 2026

Residential

3 Year Fixed

Smallest displayed row

4.49%

Term / position
36–36 months · First
Rows / record date
5 rows · August 18, 2026

Residential

5 Year Fixed

Smallest displayed row

4.54%

Term / position
60–60 months · First
Rows / record date
5 rows · August 18, 2026

Residential

4 Year Fixed

Smallest displayed row

4.54%

Term / position
48–48 months · First
Rows / record date
5 rows · August 18, 2026

Residential

2 Year Fixed

Smallest displayed row

4.69%

Term / position
24–24 months · First
Rows / record date
5 rows · August 18, 2026

Residential

5 Year Fixed — Rental

Smallest displayed row

4.84%

Term / position
60–60 months · First
Rows / record date
4 rows · August 18, 2026

Residential

Uninsurable 5 Year Fixed — Owner Occupied

Smallest displayed row

4.94%

Term / position
60–60 months · First
Rows / record date
1 row · August 18, 2026

Residential

Uninsurable 5 Year Fixed — Second Home or Rental

Smallest displayed row

5.29%

Term / position
60–60 months · First
Rows / record date
1 row · August 18, 2026

Residential

1 Year Fixed

Smallest displayed row

5.34%

Term / position
12–12 months · First
Rows / record date
5 rows · August 18, 2026

Residential

Uninsurable 5 Year Fixed Rental Program

Smallest displayed row

5.59%

Term / position
60–60 months · First
Rows / record date
1 row · August 18, 2026

Source and methodology

Official RFA lender-hosted broker rate sheet. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.