RFA Mortgages · Residential
2 Year Fixed
Ontario · First
- Smallest displayed rate row
- 4.69%
- Published pricing rows
- 5
- Maximum LTV shown
- 95%
- Latest pricing date
- August 18, 2026
Not a statement that this row applies or is the least costly.
Current pricing record
Verified August 18, 2026
Public qualification and structure context
- Terms shown
- 24 months
- Positions
- First
- Published qualification or property wording
- Insured mortgage · No transfers or second homes · 120-day rate hold · Insurable · up to 65% LTV · No transfers or second homes · 120-day rate hold · Insurable · 65.01%–70% LTV · No transfers or second homes · 120-day rate hold · Insurable · 70.01%–75% LTV · No transfers or second homes · 120-day rate hold · Insurable · 75.01%–80% LTV · No transfers or second homes · 120-day rate hold
These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.
Pricing details
Match the applicable published row
Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.
| Published rate | Term | Qualification or property context | Maximum LTV | Position | Fees and details |
|---|---|---|---|---|---|
| 4.69% | 24 months | Insured mortgage · No transfers or second homes · 120-day rate hold | 95% | First | No borrower lender fee shown · 65 bps broker compensation |
| 4.69% | 24 months | Insurable · up to 65% LTV · No transfers or second homes · 120-day rate hold | 65% | First | No borrower lender fee shown · 65 bps broker compensation |
| 4.84% | 24 months | Insurable · 65.01%–70% LTV · No transfers or second homes · 120-day rate hold | 70% | First | No borrower lender fee shown · 65 bps broker compensation |
| 4.99% | 24 months | Insurable · 70.01%–75% LTV · No transfers or second homes · 120-day rate hold | 75% | First | No borrower lender fee shown · 65 bps broker compensation |
| 4.99% | 24 months | Insurable · 75.01%–80% LTV · No transfers or second homes · 120-day rate hold | 80% | First | No borrower lender fee shown · 65 bps broker compensation |
Original lender source
Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.
View RFA Mortgage Rates — August 18, 2026 opens in a new tabFreshness methodology
“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.
- Source status
- Current pricing record
- Latest record
- August 18, 2026
- Verified
- August 18, 2026
Other public records in the same category
Ordered by matching mortgage position and term proximity, not by suitability or expected approval.
CIBC
2 Year Fixed Closed — Special
First · 24 months · 1 published row
Strive Capital
2 Year Fixed
First · 24 months · 5 published rows
CMLS Financial
Standard 2 Year Fixed — Insured
First · 24 months · 1 published row
RBC Royal Bank
2 Year Fixed Closed — Special, 25 years or less
First · 24 months · 1 published row