Credit union
Alterna Savings mortgage rate records
Alterna Savings publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 9
- Published pricing rows
- 9
- Published regions
- Ontario
- Latest record
- September 1, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 12–60 months
- LTV and fee coverage
- Up to 80% LTV · fees shown on 9 of 9 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Alterna Savings
Public profile checked September 1, 2026
Variable
5 Year Smart Start High-Ratio Variable Closed
Smallest displayed row
3.70% interest · 3.74% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Fixed
3 Year Fixed Closed High-Ratio
Smallest displayed row
3.99% 3-year fixed closed high-ratio
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Smart Start High-Ratio Fixed Closed
Smallest displayed row
4.14% interest · 4.18% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Variable
5 Year Signature Variable Closed
Smallest displayed row
4.15% interest · 4.19% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · October 31, 2025
Fixed
3 Year Signature Fixed Closed
Smallest displayed row
4.39% interest · 4.45% APR
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Fixed
5 Year Signature Fixed Closed
Smallest displayed row
4.44% interest · 4.48% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Fixed
4 Year Signature Fixed Closed
Smallest displayed row
5.04% interest · 5.09% APR
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Fixed
2 Year Signature Fixed Closed
Smallest displayed row
5.39% interest · 5.48% APR
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Fixed
1 Year Signature Fixed Closed
Smallest displayed row
5.69% interest · 5.87% APR
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · July 13, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.