Open Mortgage Rates

Mortgage rate reports

A monthly snapshot of what lenders publish on their own pages. Each report's figures are fixed once it is published, so they can be cited; the directory itself updates after every check.

For what changed since the last report, see which lenders changed rates this month.

  • October 2026

    Data as of October 13, 2026. What 94 lenders published on their own pages as of 2026-10-13: the lowest rate for each common search, credit unions compared with banks, and which way rates moved at the latest check.