Mortgage lender
BCU Financial mortgage rates
Checked against BCU Financial's own rate page on October 19, 2026: 8 products.
BCU Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 8
- Published pricing rows
- 8
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, Variable
- Positions
- First mortgage
- Term range
- 6–60 months
- LTV and fee coverage
- LTV not stated · fees shown on 8 of 8 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from BCU Financial
Lender profile reviewed September 1, 2026
Fixed
5 Year Fixed Mortgage
Published rate
From 4.99% for 5-year fixed
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Closed Fixed
Published rate
From 5.29% interest · 5.44% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year Closed Fixed
Published rate
From 5.29% interest · 5.44% APR
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Variable
3 Year Open Variable
Published rate
From 5.40% interest · 5.44% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year Closed Fixed
Published rate
From 5.69% interest · 5.75% APR
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Closed Fixed
Published rate
From 5.99% interest · 6.11% APR
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Open 1-Year Fixed
Published rate
From 7.20% interest · 7.24% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
6 Month Open Fixed
Published rate
From 7.94% interest · 7.98% APR
- Term / position
- 6 months · First mortgage
- Checked
- October 19, 2026
Record history
No figure in BCU Financial's records has changed since the first full source check on September 29, 2026.
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.