Open Mortgage Rates

Alternative lender

Bridgewater Bank mortgage rates

Checked against Bridgewater Bank's own rate page on October 19, 2026: 3 products.

Bridgewater publishes its Gateway alternative-mortgage pricing by FICO tier, term and maximum LTV, with lender fees and annual percentage rates.

Visit the official lender website opens in a new tab
Distinct products
3
Published pricing rows
15
Published regions
Ontario
Last checked
October 19, 2026

Qualification and structure signals present in the public records

Categories
Alternative
Positions
First
Term range
1–3 years
LTV and fee coverage
Up to 80% LTV · fees shown on 15 of 15 rows

These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.

Published pricing

Mortgage products from Bridgewater Bank

Lender profile reviewed August 31, 2026

Alternative

1 Year Standard Alternative

Lowest published

5.04% AIR

Term / position
1 year · First
Checked
October 19, 2026 · 5 rows

Alternative

2 Year Standard Alternative

Lowest published

5.24% AIR

Term / position
2 years · First
Checked
October 19, 2026 · 5 rows

Alternative

3 Year Standard Alternative

Lowest published

5.49% AIR

Term / position
3 years · First
Checked
October 19, 2026 · 5 rows

Record history

Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.

  1. September 29, 20261 Year Standard Alternative4.89% AIR changed to 5.04% AIR
  2. September 29, 20261 Year Standard Alternative5.14% AIR changed to 5.29% AIR
  3. September 29, 20261 Year Standard Alternative5.49% AIR changed to 5.64% AIR
  4. September 29, 20261 Year Standard Alternative5.79% AIR changed to 5.94% AIR
  5. September 29, 20261 Year Standard Alternative5.99% AIR changed to 6.14% AIR
  6. September 29, 20262 Year Standard Alternative5.04% AIR changed to 5.24% AIR
  7. September 29, 20262 Year Standard Alternative5.24% AIR changed to 5.44% AIR
  8. September 29, 20262 Year Standard Alternative5.59% AIR changed to 5.79% AIR
  9. September 29, 20262 Year Standard Alternative5.99% AIR changed to 6.19% AIR
  10. September 29, 20262 Year Standard Alternative6.14% AIR changed to 6.34% AIR
  11. September 29, 20263 Year Standard Alternative5.24% AIR changed to 5.49% AIR
  12. September 29, 20263 Year Standard Alternative5.39% AIR changed to 5.64% AIR

The 12 most recent of 15 recorded changes.

Source and methodology

Official lender-hosted Gateway mortgage rate page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.