Bank
CIBC mortgage rate records
CIBC publishes posted and special fixed, variable, high-ratio, open and convertible mortgage pricing, including APR assumptions and product update dates through its official rate service.
Visit the official lender website opens in a new tab- Distinct products
- 23
- Published pricing rows
- 23
- Published regions
- Ontario
- Latest record
- July 10, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Residential
- Positions
- First
- Term range
- 6–120 months
- LTV and fee coverage
- LTV not stated · fees shown on 23 of 23 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from CIBC
Public profile checked September 1, 2026
Variable
5 Year Variable Flex — High Ratio Special
Smallest displayed row
3.95% special
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · October 30, 2025
Variable
3 Year Variable Flex — Special
Smallest displayed row
4.05% special
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · March 3, 2026
Variable
5 Year Variable Flex — Special
Smallest displayed row
4.10% special
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · March 3, 2026
Variable
3 Year Variable Flex — Posted
Smallest displayed row
4.45% posted
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · March 3, 2026
Variable
5 Year Variable Flex — Posted
Smallest displayed row
4.45% posted
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · March 3, 2026
Residential
2 Year Fixed Closed — Special
Smallest displayed row
4.49% special
- Term / position
- 24–24 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
5 Year Fixed Closed — High Ratio Special
Smallest displayed row
4.59% special
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
1 Year Fixed Closed — Special
Smallest displayed row
4.74% special
- Term / position
- 12–12 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
3 Year Fixed Closed — Special
Smallest displayed row
4.74% special
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
4 Year Fixed Closed — Special
Smallest displayed row
4.89% special
- Term / position
- 48–48 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
5 Year Fixed Closed — Special
Smallest displayed row
4.94% special
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
1 Year Fixed Closed — Posted
Smallest displayed row
4.99% posted
- Term / position
- 12–12 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
7 Year Fixed Closed — Special
Smallest displayed row
5.11% special
- Term / position
- 84–84 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
2 Year Fixed Closed — Posted
Smallest displayed row
5.24% posted
- Term / position
- 24–24 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
3 Year Fixed Closed — Posted
Smallest displayed row
6.14% posted
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
4 Year Fixed Closed — Posted
Smallest displayed row
6.19% posted
- Term / position
- 48–48 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
7 Year Fixed Closed — Posted
Smallest displayed row
6.30% posted
- Term / position
- 84–84 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
5 Year Fixed Closed — Posted
Smallest displayed row
6.49% posted
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
10 Year Fixed Closed — Posted
Smallest displayed row
6.79% posted
- Term / position
- 120–120 months · First
- Rows / record date
- 1 row · July 10, 2026
Residential
6 Month Convertible Mortgage — Posted
Smallest displayed row
7.55% posted
- Term / position
- 6–6 months · First
- Rows / record date
- 1 row · February 11, 2025
Variable
5 Year Variable Rate Open — Posted
Smallest displayed row
7.75% posted
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · October 30, 2025
Residential
6 Month Fixed Open — Posted
Smallest displayed row
10.00% posted
- Term / position
- 6–6 months · First
- Rows / record date
- 1 row · July 13, 2023
Residential
1 Year Fixed Open — Posted
Smallest displayed row
10.00% posted
- Term / position
- 12–12 months · First
- Rows / record date
- 1 row · July 13, 2023
Source and methodology
Official bank-hosted mortgage rate page and rate service. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.