CMLS Financial · Residential
Smart Cash 5 Year Fixed — 3% Cashback
Ontario · First
- Smallest displayed rate row
- 5.24%
- Published pricing rows
- 5
- Maximum LTV shown
- 95%
- Latest pricing date
- September 2, 2026
Not a statement that this row applies or is the least costly.
Recently dated
Verified September 2, 2026
Public qualification and structure context
- Terms shown
- 60 months
- Positions
- First
- Published qualification or property wording
- Insured mortgage · cashback mortgage · Up to 65% LTV · cashback mortgage · 65.01%–70% LTV · cashback mortgage · 70.01%–75% LTV · cashback mortgage · 75.01%–80% LTV · cashback mortgage
These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.
Pricing details
Match the applicable published row
Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.
| Published rate | Term | Qualification or property context | Maximum LTV | Position | Fees and details |
|---|---|---|---|---|---|
| 5.24% | 60 months | Insured mortgage · cashback mortgage | 95% | First | No borrower lender fee listed · finder’s fee shown is broker compensation · 3% cashback · 105 bps upfront model |
| 5.24% | 60 months | Up to 65% LTV · cashback mortgage | 65% | First | No borrower lender fee listed · finder’s fee shown is broker compensation · 3% cashback · 105 bps upfront model |
| 5.39% | 60 months | 65.01%–70% LTV · cashback mortgage | 70% | First | No borrower lender fee listed · finder’s fee shown is broker compensation · 3% cashback · 105 bps upfront model |
| 5.44% | 60 months | 70.01%–75% LTV · cashback mortgage | 75% | First | No borrower lender fee listed · finder’s fee shown is broker compensation · 3% cashback · 105 bps upfront model |
| 5.49% | 60 months | 75.01%–80% LTV · cashback mortgage | 80% | First | No borrower lender fee listed · finder’s fee shown is broker compensation · 3% cashback · 105 bps upfront model |
Original lender source
Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.
View CMLS Interest Rate Sheet opens in a new tabFreshness methodology
“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.
- Source status
- Recently dated
- Latest record
- September 2, 2026
- Verified
- September 2, 2026
Other public records in the same category
Ordered by matching mortgage position and term proximity, not by suitability or expected approval.
First National Financial LP
Adjustable — Insured
First · 60 months · 1 published row
First National Financial LP
Adjustable — Insurable up to 65% LTV
First · 60 months · 1 published row
First National Financial LP
Adjustable — Insurable 65.01%–70% LTV
First · 60 months · 1 published row
First National Financial LP
Adjustable — Insurable 70.01%–75% LTV
First · 60 months · 1 published row