Mortgage lender
Desjardins mortgage rate records
Desjardins publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 18
- Published pricing rows
- 18
- Published regions
- Canada
- Latest record
- September 1, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 6–120 months
- LTV and fee coverage
- LTV not stated · fees shown on 18 of 18 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Desjardins
Public profile checked September 1, 2026
Variable
5 Year Closed Reduced Variable Special
Smallest displayed row
4.10% 5-year closed reduced variable special
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Closed Fixed Special
Smallest displayed row
4.39% 4-year closed fixed special
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
5 Year Closed Reduced Variable
Smallest displayed row
4.45% 5-year closed reduced variable
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Closed Fixed Special
Smallest displayed row
4.49% 5-year closed fixed special
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
5 Year Closed Protected Variable
Smallest displayed row
4.70% current · 7.54% maximum protected rate
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Closed Fixed
Smallest displayed row
5.49% 1-year closed fixed
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year Closed Fixed
Smallest displayed row
5.59% 2-year closed fixed
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
1 Year Open Regular Variable
Smallest displayed row
5.70% 1-year open regular variable
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
2 Year Open Regular Variable
Smallest displayed row
5.70% 2-year open regular variable
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year Closed Fixed
Smallest displayed row
5.99% 3-year closed fixed
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Closed Fixed
Smallest displayed row
6.04% 4-year closed fixed
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Closed Fixed
Smallest displayed row
6.09% 5-year closed fixed
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
6 Year Closed Fixed
Smallest displayed row
6.29% 6-year closed fixed
- Term / position
- 72–72 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
7 Year Closed Fixed
Smallest displayed row
6.39% 7-year closed fixed
- Term / position
- 84–84 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
10 Year Closed Fixed
Smallest displayed row
6.89% 10-year closed fixed
- Term / position
- 120–120 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
6 Month Closed Fixed
Smallest displayed row
7.99% 6-month closed fixed
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Open Fixed
Smallest displayed row
9.50% 1-year open fixed
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
6 Month Open Fixed
Smallest displayed row
9.75% 6-month open fixed
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.