Residential lender
EQRAZ mortgage rates
Checked against EQRAZ's own rate page on October 15, 2026: 5 products.
EQRAZ publishes dated posted and special residential mortgage rates across one- through five-year fixed terms, subject to its credit criteria.
Visit the official lender website opens in a new tab- Distinct products
- 5
- Published pricing rows
- 5
- Published regions
- Ontario
- Last checked
- October 15, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed
- Positions
- Not stated
- Term range
- 1–5 years
- LTV and fee coverage
- LTV not stated · fees shown on 5 of 5 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from EQRAZ
Lender profile reviewed August 31, 2026
Fixed
1 Year Fixed — Posted
Published rate
6.90%
- Term / position
- 1 year · Not stated
- Checked
- October 12, 2026
Fixed
2 Year Fixed — Posted
Published rate
7.20%
- Term / position
- 2 years · Not stated
- Checked
- October 15, 2026
Fixed
3 Year Fixed — Posted
Published rate
7.25%
- Term / position
- 3 years · Not stated
- Checked
- October 15, 2026
Fixed
4 Year Fixed — Posted
Published rate
7.45%
- Term / position
- 4 years · Not stated
- Checked
- October 15, 2026
Fixed
5 Year Fixed — Posted
Published rate
7.55%
- Term / position
- 5 years · Not stated
- Checked
- October 15, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 15, 20262 Year Fixed — Posted7.25% changed to 7.20%
- October 15, 20263 Year Fixed — Posted7.35% changed to 7.25%
- October 15, 20264 Year Fixed — Posted7.50% changed to 7.45%
- October 15, 20265 Year Fixed — Posted7.60% changed to 7.55%
- October 12, 20261 Year Fixed — Posted7.00% changed to 6.90%
- October 12, 20262 Year Fixed — Posted7.35% changed to 7.25%
- October 12, 20263 Year Fixed — Posted7.45% changed to 7.35%
- October 12, 20264 Year Fixed — Posted7.60% changed to 7.50%
- October 12, 20265 Year Fixed — Posted7.70% changed to 7.60%
- October 1, 20261 Year Fixed — Posted9.03% changed to 7.00%
- October 1, 20261 Year Fixed — SpecialNo longer listed by the lender (last recorded as 8.03%)
- October 1, 20262 Year Fixed — Posted9.39% changed to 7.35%
The 12 most recent of 24 recorded changes.
Source and methodology
Official lender-hosted residential mortgage rate page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.