Bank or trust lender
Equitable Bank mortgage rates
Checked against Equitable Bank's own rate page on October 19, 2026: 13 products, lowest fixed offer 4.89% (5 Year EQB Evolution Suite); lowest variable offer 3.60% (5 Year EQB Evolution Suite Adjustable).
Equitable Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 13
- Published pricing rows
- 13
- Published regions
- Canada
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 6–60 months
- LTV and fee coverage
- LTV not stated · fees shown on 13 of 13 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Equitable Bank
Lender profile reviewed September 1, 2026
Variable
5 Year EQB Evolution Suite Adjustable
Published rate
3.60% interest · 3.650% APR · Equitable Prime − 0.85%
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Variable
5 Year Standard Adjustable Mortgage
Published rate
4.79% interest · 5.381% APR · Equitable Prime + 0.34%
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year EQB Evolution Suite
Published rate
4.89% interest · 4.890% APR
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year EQB Evolution Suite
Published rate
4.94% interest · 4.968% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year EQB Evolution Suite
Published rate
5.09% interest · 5.096% APR
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Standard Mortgage Closed
Published rate
5.29% interest · 6.789% APR
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year EQB Evolution Suite
Published rate
5.39% interest · 5.432% APR
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year Standard Mortgage Closed
Published rate
5.39% interest · 6.276% APR
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Standard Mortgage Closed
Published rate
5.49% interest · 6.172% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Standard Mortgage Closed
Published rate
5.59% interest · 6.112% APR
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year EQB Evolution Suite
Published rate
6.29% interest · 6.410% APR
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year Standard Mortgage Closed
Published rate
6.44% interest · 6.683% APR
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Fixed
6 Month EQB Evolution Suite Convertible Closed
Published rate
7.54% 6-month convertible closed
- Term / position
- 6 months · First mortgage
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 12, 20261 Year Standard Mortgage Closed5.14% interest · 6.642% APR changed to 5.29% interest · 6.789% APR
- October 12, 20262 Year Standard Mortgage Closed5.24% interest · 6.130% APR changed to 5.39% interest · 6.276% APR
- October 12, 20263 Year Standard Mortgage Closed5.34% interest · 6.026% APR changed to 5.49% interest · 6.172% APR
- October 12, 20264 Year Standard Mortgage Closed6.29% interest · 6.537% APR changed to 6.44% interest · 6.683% APR
- October 12, 20265 Year Standard Adjustable Mortgage4.59% interest · 5.182% APR · Equitable Prime + 0.14% changed to 4.79% interest · 5.381% APR · Equitable Prime + 0.34%
- October 12, 20265 Year Standard Mortgage Closed5.24% interest · 5.771% APR changed to 5.59% interest · 6.112% APR
- September 29, 20261 Year Standard Mortgage Closed5.04% interest · 6.544% APR changed to 5.14% interest · 6.642% APR
- September 29, 20262 Year Standard Mortgage Closed5.14% interest · 5.951% APR changed to 5.24% interest · 6.130% APR
- September 29, 20263 Year EQB Evolution Suite4.34% interest · 4.379% APR changed to 4.94% interest · 4.968% APR
- September 29, 20263 Year Standard Mortgage Closed5.24% interest · 5.847% APR changed to 5.34% interest · 6.026% APR
- September 29, 20264 Year EQB Evolution Suite4.64% interest · 4.648% APR changed to 5.09% interest · 5.096% APR
- September 29, 20264 Year Standard Mortgage Closed6.19% interest · 6.416% APR changed to 6.29% interest · 6.537% APR
The 12 most recent of 15 recorded changes.
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.