Credit union
Golden Horseshoe Credit Union mortgage rates
Checked against Golden Horseshoe Credit Union's own rate page on October 19, 2026: 12 products, lowest fixed offer 4.25% (3 Year Closed First Mortgage); lowest variable offer 4.70% (Flex-Line Home Equity First Mortgage).
Golden Horseshoe Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 12
- Published pricing rows
- 12
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, Variable
- Positions
- First mortgage, Second mortgage
- Term range
- 1–5 years
- LTV and fee coverage
- LTV not stated · fees shown on 12 of 12 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Golden Horseshoe Credit Union
Lender profile reviewed September 1, 2026
Fixed
3 Year Closed First Mortgage
Published rate
4.25% 3-year closed first mortgage
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Closed First Mortgage
Published rate
4.59% 5-year closed first mortgage
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Variable
Flex-Line Home Equity First Mortgage
Published rate
4.70% flex-line first mortgage
- Term / position
- Term not stated · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year Closed First Mortgage
Published rate
4.99% 2-year closed first mortgage
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Closed Second Mortgage
Published rate
5.35% 3-year closed second mortgage
- Term / position
- 3 years · Second mortgage
- Checked
- October 19, 2026
Fixed
5 Year Closed Second Mortgage
Published rate
5.49% 5-year closed second mortgage
- Term / position
- 5 years · Second mortgage
- Checked
- October 19, 2026
Variable
Flex-Line Home Equity Second Mortgage
Published rate
5.70% flex-line second mortgage
- Term / position
- Term not stated · Second mortgage
- Checked
- October 19, 2026
Fixed
1 Year Closed First Mortgage
Published rate
5.99% 1-year closed first mortgage
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year Closed Second Mortgage
Published rate
5.99% 2-year closed second mortgage
- Term / position
- 2 years · Second mortgage
- Checked
- October 19, 2026
Fixed
1 Year Closed Second Mortgage
Published rate
6.99% 1-year closed second mortgage
- Term / position
- 1 year · Second mortgage
- Checked
- October 19, 2026
Fixed
1 Year Open First Mortgage
Published rate
9.00% 1-year open first mortgage
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Open Second Mortgage
Published rate
10.00% 1-year open second mortgage
- Term / position
- 1 year · Second mortgage
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 15, 20262 Year Closed First Mortgage5.49% 2-year closed first mortgage changed to 4.99% 2-year closed first mortgage
- October 15, 20262 Year Closed Second Mortgage6.49% 2-year closed second mortgage changed to 5.99% 2-year closed second mortgage
- October 15, 20263 Year Closed First Mortgage4.35% 3-year closed first mortgage changed to 4.25% 3-year closed first mortgage
- October 15, 20265 Year Closed Second Mortgage5.59% 5-year closed second mortgage changed to 5.49% 5-year closed second mortgage
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.