Reverse-mortgage lender
HomeEquity Bank mortgage rates
Checked against HomeEquity Bank's own rate page on October 19, 2026: 5 products.
HomeEquity Bank publishes CHIP reverse-mortgage and Income Advantage pricing, including fixed-rate terms, closing costs and annual percentage rates.
Visit the official lender website opens in a new tab- Distinct products
- 5
- Published pricing rows
- 17
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Reverse
- Positions
- First
- Term range
- 6–60 months
- LTV and fee coverage
- LTV not stated · fees shown on 17 of 17 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from HomeEquity Bank
Lender profile reviewed August 31, 2026
Reverse
CHIP Reverse Mortgage — Special Rates
Lowest published
6.69%
- Term / position
- 1–5 years · First
- Checked
- October 19, 2026 · 3 rows
Reverse
Income Advantage — Special Rates
Lowest published
6.69%
- Term / position
- 1–5 years · First
- Checked
- October 19, 2026 · 3 rows
Reverse
CHIP Reverse Mortgage — Posted Rates
Lowest published
6.99%
- Term / position
- 6–60 months · First
- Checked
- October 19, 2026 · 4 rows
Reverse
Income Advantage — Posted Rates
Lowest published
7.29%
- Term / position
- 1–5 years · First
- Checked
- October 19, 2026 · 3 rows
Reverse
CHIP Max Reverse Mortgage
Lowest published
7.99%
- Term / position
- 6–60 months · First
- Checked
- October 19, 2026 · 4 rows
Record history
No figure in HomeEquity Bank's records has changed since the first full source check on September 29, 2026.
Source and methodology
HomeEquity Bank lender-hosted broker and advisor documents. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.