Mortgage lender
IC Savings mortgage rates
Checked against IC Savings's own rate page on October 19, 2026: 5 products, lowest fixed offer 4.69% (2 Year Fixed Closed Mortgage).
IC Savings publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 5
- Published pricing rows
- 5
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed
- Positions
- First mortgage
- Term range
- 1–5 years
- LTV and fee coverage
- LTV not stated · fees shown on 5 of 5 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from IC Savings
Lender profile reviewed September 1, 2026
Fixed
2 Year Fixed Closed Mortgage
Published rate
4.69% interest · 5.00% APR
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Fixed Closed Mortgage
Published rate
4.94% interest · 5.64% APR
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Fixed Closed Mortgage
Published rate
4.94% interest · 5.12% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year Fixed Closed Mortgage
Published rate
5.09% interest · 5.20% APR
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Fixed Closed Mortgage
Published rate
5.14% interest · 5.21% APR
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 13, 20261 Year Fixed Closed Mortgage4.74% interest · 5.44% APR changed to 4.94% interest · 5.64% APR
- October 13, 20262 Year Fixed Closed Mortgage4.49% interest · 4.81% APR changed to 4.69% interest · 5.00% APR
- October 13, 20263 Year Fixed Closed Mortgage4.74% interest · 4.92% APR changed to 4.94% interest · 5.12% APR
- October 13, 20264 Year Fixed Closed Mortgage4.89% interest · 5.00% APR changed to 5.09% interest · 5.20% APR
- October 13, 20265 Year Fixed Closed Mortgage4.94% interest · 5.01% APR changed to 5.14% interest · 5.21% APR
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.