Credit union
Kingston Community Credit Union mortgage rates
Checked against Kingston Community Credit Union's own rate page on October 19, 2026: 8 products, lowest fixed offer 4.59% (2 Year Discount Closed First Mortgage).
Kingston Community Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 8
- Published pricing rows
- 8
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed
- Positions
- First mortgage
- Term range
- 6–60 months
- LTV and fee coverage
- LTV not stated · fees shown on 8 of 8 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Kingston Community Credit Union
Lender profile reviewed September 1, 2026
Fixed
2 Year Discount Closed First Mortgage
Published rate
4.59% 2-year discount closed OAC
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Discount Closed First Mortgage
Published rate
4.64% 3-year discount closed OAC
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year Discount Closed First Mortgage
Published rate
4.70% 4-year discount closed OAC
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year CMHC Closed First Mortgage
Published rate
4.75% 5-year CMHC closed
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Discount Closed First Mortgage
Published rate
4.80% 5-year discount closed OAC
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Discount Closed First Mortgage
Published rate
5.00% 1-year discount closed OAC
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Open First Mortgage
Published rate
7.95% 1-year open posted rate
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
6 Month Open First Mortgage
Published rate
7.95% 6-month open posted rate
- Term / position
- 6 months · First mortgage
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 12, 20261 Year Discount Closed First Mortgage4.95% 1-year discount closed OAC changed to 5.00% 1-year discount closed OAC
- October 12, 20262 Year Discount Closed First Mortgage4.50% 2-year discount closed OAC changed to 4.59% 2-year discount closed OAC
- October 12, 20263 Year Discount Closed First Mortgage4.55% 3-year discount closed OAC changed to 4.64% 3-year discount closed OAC
- October 12, 20264 Year Discount Closed First Mortgage4.65% 4-year discount closed OAC changed to 4.70% 4-year discount closed OAC
- October 12, 20265 Year Discount Closed First Mortgage4.75% 5-year discount closed OAC changed to 4.80% 5-year discount closed OAC
- September 29, 20261 Year Closed First MortgageNo longer listed by the lender (last recorded as 5.50% 1-year closed posted rate)
- September 29, 20262 Year Closed First MortgageNo longer listed by the lender (last recorded as 5.15% 2-year closed posted rate)
- September 29, 20263 Year Closed First MortgageNo longer listed by the lender (last recorded as 6.05% 3-year closed posted rate)
- September 29, 20264 Year Closed First MortgageNo longer listed by the lender (last recorded as 6.00% 4-year closed posted rate)
- September 29, 20265 Year Closed First MortgageNo longer listed by the lender (last recorded as 6.10% 5-year closed posted rate)
- September 29, 20265 Year CMHC Closed First Mortgage4.60% 5-year CMHC closed changed to 4.75% 5-year CMHC closed
- September 29, 20265 Year Discount Closed First Mortgage4.65% 5-year discount closed OAC changed to 4.75% 5-year discount closed OAC
The 12 most recent of 13 recorded changes.
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.