Credit union
Libro Credit Union mortgage rates
Checked against Libro Credit Union's own rate page on October 19, 2026: 11 products, lowest fixed offer 4.39% (3 Year Closed High-Ratio).
Libro Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 11
- Published pricing rows
- 11
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 6–84 months
- LTV and fee coverage
- LTV not stated · fees shown on 11 of 11 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Libro Credit Union
Lender profile reviewed September 1, 2026
Variable
5 Year Closed Variable
Published rate
From 4.15% · Libro Prime − 0.30%
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Closed High-Ratio
Published rate
4.39% 3-year closed high-ratio
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year High-Ratio Mortgage
Published rate
4.44% 5-year high-ratio fixed
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Closed Fixed
Published rate
5.09% 3-year closed
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year Closed Fixed
Published rate
5.09% 4-year closed
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Closed Fixed
Published rate
5.14% 5-year closed
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year Closed Fixed
Published rate
5.19% 2-year closed
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Closed Fixed
Published rate
5.39% 1-year closed
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Closed 2.5% Cash Back
Published rate
5.74% 5-year closed · 2.5% cash back
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
7 Year Closed Fixed
Published rate
6.29% 7-year closed
- Term / position
- 7 years · First mortgage
- Checked
- October 19, 2026
Fixed
6 Month Closed Fixed
Published rate
7.75% 6-month closed
- Term / position
- 6 months · First mortgage
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- September 29, 20261 Year Closed Fixed5.24% 1-year closed changed to 5.39% 1-year closed
- September 29, 20262 Year Closed Fixed5.04% 2-year closed changed to 5.19% 2-year closed
- September 29, 20263 Year Closed Fixed4.94% 3-year closed changed to 5.09% 3-year closed
- September 29, 20263 Year Closed High-Ratio4.24% 3-year closed high-ratio changed to 4.39% 3-year closed high-ratio
- September 29, 20264 Year Closed Fixed4.94% 4-year closed changed to 5.09% 4-year closed
- September 29, 20265 Year Closed 2.5% Cash Back5.59% 5-year closed · 2.5% cash back changed to 5.74% 5-year closed · 2.5% cash back
- September 29, 20265 Year Closed Fixed4.99% 5-year closed changed to 5.14% 5-year closed
- September 29, 20265 Year High-Ratio Mortgage4.29% 5-year high-ratio fixed changed to 4.44% 5-year high-ratio fixed
- September 29, 20267 Year Closed Fixed6.14% 7-year closed changed to 6.29% 7-year closed
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.