Credit union
Luminus Financial mortgage rate records
Luminus Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 14
- Published pricing rows
- 14
- Published regions
- Ontario
- Latest record
- September 1, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed
- Positions
- First mortgage
- Term range
- 12–84 months
- LTV and fee coverage
- LTV not stated · fees shown on 14 of 14 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Luminus Financial
Public profile checked September 1, 2026
Fixed
5 Year Fixed Mortgage
Smallest displayed row
From 4.19% for 5-year fixed
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year Closed Fixed Mortgage
Smallest displayed row
From 4.59% · 3-year closed
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Closed Co-op Mortgage
Smallest displayed row
From 5.25% · 5-year closed co-op
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Closed Fixed Mortgage
Smallest displayed row
From 5.69% · 4-year closed
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Closed Co-op Mortgage
Smallest displayed row
From 5.79% · 4-year closed co-op
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year Closed Fixed Mortgage
Smallest displayed row
From 5.84% · 2-year closed
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year Closed Co-op Mortgage
Smallest displayed row
From 5.84% · 3-year closed co-op
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year Closed Co-op Mortgage
Smallest displayed row
From 5.94% · 2-year closed co-op
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Closed Fixed Mortgage
Smallest displayed row
From 5.99% · 1-year closed
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
7 Year Closed Fixed Mortgage
Smallest displayed row
From 5.99% · 7-year closed
- Term / position
- 84–84 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Open Fixed Mortgage
Smallest displayed row
From 6.00% · 1-year open
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Closed Co-op Mortgage
Smallest displayed row
From 6.09% · 1-year closed co-op
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
7 Year Closed Co-op Mortgage
Smallest displayed row
From 6.09% · 7-year closed co-op
- Term / position
- 84–84 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Open Co-op Mortgage
Smallest displayed row
From 6.10% · 1-year open co-op
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.