Open Mortgage Rates

Bank or trust lender

Manulife Bank mortgage rates

Checked against Manulife Bank's own rate page on September 30, 2026: 20 products.

Manulife Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit the official lender website opens in a new tab
Distinct products
20
Published pricing rows
20
Published regions
Canada
Last checked
September 30, 2026

Qualification and structure signals present in the public records

Categories
Variable, Fixed
Positions
First mortgage
Term range
1–10 years
LTV and fee coverage
Up to 65% LTV · fees shown on 20 of 20 rows

These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.

Published pricing

Mortgage products from Manulife Bank

Lender profile reviewed September 1, 2026

Variable

Manulife Select 5 Year Closed Variable

Published rate

4.45% APR · Manulife Bank Prime + 0.00%

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select High-Ratio 5 Year Fixed Special

Published rate

4.59% APR · 5-year fixed high-ratio

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One New Client 5 Year Closed Special

Published rate

As low as 4.79% APR · 5-year closed

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select New Client 5 Year Closed Special

Published rate

4.79% APR · 5-year closed

Term / position
5 years · First mortgage
Checked
September 30, 2026

Variable

Manulife One 5 Year Open Variable

Published rate

4.95% APR · Manulife One Base + 0.00%

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 3 Year Closed Fixed

Published rate

5.09% APR · 3-year closed

Term / position
3 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select 3 Year Closed Fixed

Published rate

5.09% APR · 3-year closed

Term / position
3 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Bank Select 5 Year Closed

Published rate

5.14% APR for 5-year closed

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 5 Year Closed Fixed

Published rate

5.14% APR · 5-year closed

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 4 Year Closed Fixed

Published rate

5.29% APR · 4-year closed

Term / position
4 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select 4 Year Closed Fixed

Published rate

5.29% APR · 4-year closed

Term / position
4 years · First mortgage
Checked
September 30, 2026

Variable

Manulife Select 5 Year Open Variable

Published rate

5.45% APR · Manulife Bank Prime + 1.00%

Term / position
5 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 2 Year Closed Fixed

Published rate

6.34% APR · 2-year closed

Term / position
2 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select 2 Year Closed Fixed

Published rate

6.34% APR · 2-year closed

Term / position
2 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 7 Year Closed Fixed

Published rate

6.35% APR · 7-year closed

Term / position
7 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select 7 Year Closed Fixed

Published rate

6.35% APR · 7-year closed

Term / position
7 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 10 Year Closed Fixed

Published rate

6.69% APR · 10-year closed

Term / position
10 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select 10 Year Closed Fixed

Published rate

6.69% APR · 10-year closed

Term / position
10 years · First mortgage
Checked
September 30, 2026

Fixed

Manulife One 1 Year Closed Fixed

Published rate

6.89% APR · 1-year closed

Term / position
1 year · First mortgage
Checked
September 30, 2026

Fixed

Manulife Select 1 Year Closed Fixed

Published rate

6.89% APR · 1-year closed

Term / position
1 year · First mortgage
Checked
September 30, 2026

Record history

Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.

  1. September 30, 2026Manulife Bank Select 5 Year Closed4.94% APR for 5-year closed changed to 5.14% APR for 5-year closed
  2. September 30, 2026Manulife One 3 Year Closed Fixed4.99% APR · 3-year closed changed to 5.09% APR · 3-year closed
  3. September 30, 2026Manulife One 5 Year Closed Fixed4.94% APR · 5-year closed changed to 5.14% APR · 5-year closed
  4. September 30, 2026Manulife One New Client 5 Year Closed SpecialAs low as 4.69% APR · 5-year closed changed to As low as 4.79% APR · 5-year closed
  5. September 30, 2026Manulife Select 3 Year Closed Fixed4.99% APR · 3-year closed changed to 5.09% APR · 3-year closed
  6. September 30, 2026Manulife Select High-Ratio 5 Year Fixed Special4.39% APR · 5-year fixed high-ratio changed to 4.59% APR · 5-year fixed high-ratio
  7. September 30, 2026Manulife Select New Client 5 Year Closed Special4.69% APR · 5-year closed changed to 4.79% APR · 5-year closed

Source and methodology

Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.