Residential and alternative lender
MCAN Home mortgage rates
Checked against MCAN Home's own rate page on September 30, 2026: 9 products.
MCAN Home publishes dated Precision Prime, Elevate Conventional and Discover Alternative mortgage matrices with LTV, purpose, term, fee and Prime-formula context.
Visit the official lender website opens in a new tab- Distinct products
- 9
- Published pricing rows
- 50
- Published regions
- Ontario
- Last checked
- September 30, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Residential, Alternative
- Positions
- First
- Term range
- 1–5 years
- LTV and fee coverage
- Up to 95% LTV · fees shown on 50 of 50 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from MCAN Home
Lender profile reviewed August 31, 2026
Variable
Precision Prime — 5 Year Adjustable Rate
Lowest published
Prime − 0.55%
- Term / position
- 5 years · First
- Checked
- September 30, 2026 · 10 rows
Variable
Elevate Conventional — 5 Year Adjustable Rate
Lowest published
Prime − 0.10%
- Term / position
- 5 years · First
- Checked
- September 30, 2026 · 8 rows
Residential
Precision Prime — 3 Year Posted
Lowest published
4.84%
- Term / position
- 3 years · First
- Checked
- September 30, 2026 · 10 rows
Residential
Precision Prime — 5 Year No Frills
Published rate
4.84%
- Term / position
- 5 years · First
- Checked
- September 30, 2026
Residential
Precision Prime — 5 Year Posted
Lowest published
4.89%
- Term / position
- 5 years · First
- Checked
- September 30, 2026 · 10 rows
Alternative
Discover Alternative — 1 Year Posted
Published rate
Starting at 5.09%
- Term / position
- 1 year · First
- Checked
- September 30, 2026
Alternative
Discover Alternative — 2 Year Posted
Published rate
Starting at 5.14%
- Term / position
- 2 years · First
- Checked
- September 30, 2026
Alternative
Discover Alternative — 3 Year Posted
Published rate
Starting at 5.19%
- Term / position
- 3 years · First
- Checked
- September 30, 2026
Residential
Elevate Conventional — 5 Year Posted
Lowest published
5.20%
- Term / position
- 5 years · First
- Checked
- September 30, 2026 · 8 rows
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Elevate Conventional — 5 Year Posted4.84% changed to 5.20%
- September 30, 2026Precision Prime — 3 Year Posted4.39% changed to 4.84%
- September 30, 2026Precision Prime — 3 Year Posted4.59% changed to 5.09%
- September 30, 2026Precision Prime — 3 Year Posted4.64% changed to 5.14%
- September 30, 2026Precision Prime — 3 Year Posted4.69% changed to 5.19%
The 12 most recent of 39 recorded changes.
Source and methodology
FSRA mortgage brokerage 10406. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.