Credit union
Meridian Credit Union mortgage rate records
Meridian publishes special and posted fixed mortgages, variable mortgages and secured home-equity lines with APR and prime-rate context for retail Members.
Visit the official lender website opens in a new tab- Distinct products
- 18
- Published pricing rows
- 18
- Published regions
- Ontario
- Latest record
- August 31, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Residential, HELOC
- Positions
- First
- Term range
- 6–120 months
- LTV and fee coverage
- Up to 95% LTV · fees shown on 18 of 18 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Meridian Credit Union
Public profile checked August 31, 2026
Variable
5 Year Closed Variable High Ratio
Smallest displayed row
3.44% · Prime − 1.01%
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · August 31, 2026
Variable
5 Year Closed Variable
Smallest displayed row
3.64% · Prime − 0.81%
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
3 Year Closed High Ratio — Special Offer
Smallest displayed row
3.99%
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
5 Year Closed High Ratio — Special Offer
Smallest displayed row
4.14%
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
3 Year Closed — Special Offer
Smallest displayed row
4.29%
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
5 Year Closed — Special Offer
Smallest displayed row
4.59%
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · August 31, 2026
HELOC
Secured Home Equity Line of Credit
Smallest displayed row
4.95%
- Term / position
- Term not stated · First
- Rows / record date
- 1 row · August 31, 2026
HELOC
Flex Line Mortgage / HELOC
Smallest displayed row
4.95% · Prime + 0.50%
- Term / position
- Term not stated · First
- Rows / record date
- 1 row · August 31, 2026
Residential
2 Year Closed — Posted
Smallest displayed row
5.74%
- Term / position
- 24–24 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
1 Year Closed — Posted
Smallest displayed row
6.09%
- Term / position
- 12–12 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
4 Year Closed — Posted
Smallest displayed row
6.19%
- Term / position
- 48–48 months · First
- Rows / record date
- 1 row · August 31, 2026
Variable
5 Year Open Variable
Smallest displayed row
6.45% · Prime + 2.00%
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
5 Year Closed — Posted
Smallest displayed row
6.49%
- Term / position
- 60–60 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
3 Year Closed — Posted
Smallest displayed row
6.54%
- Term / position
- 36–36 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
7 Year Closed — Posted
Smallest displayed row
6.89%
- Term / position
- 84–84 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
10 Year Closed — Posted
Smallest displayed row
6.99%
- Term / position
- 120–120 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
6 Month Convertible — Posted
Smallest displayed row
7.84%
- Term / position
- 6–6 months · First
- Rows / record date
- 1 row · August 31, 2026
Residential
1 Year Open — Posted
Smallest displayed row
8.00%
- Term / position
- 12–12 months · First
- Rows / record date
- 1 row · August 31, 2026
Source and methodology
Official credit-union mortgage and borrowing rate page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.