Bank or trust lender
National Bank of Canada mortgage rates
Checked against National Bank of Canada's own rate page on October 15, 2026: 4 products, lowest fixed offer 4.69% (5 Year Fixed High-Ratio Promotion).
National Bank of Canada publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 4
- Published pricing rows
- 4
- Published regions
- Canada
- Last checked
- October 15, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed
- Positions
- First mortgage
- Term range
- 1–7 years
- LTV and fee coverage
- LTV not stated · fees shown on 4 of 4 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from National Bank of Canada
Lender profile reviewed September 1, 2026
Fixed
5 Year Fixed High-Ratio Promotion
Published rate
4.69% 5-year fixed high-ratio promotion
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
2 Year Fixed Promotion
Published rate
4.99% interest · 5.06% APR
- Term / position
- 2 years · First mortgage
- Checked
- October 15, 2026
Fixed
7 Year Fixed Promotion
Published rate
5.34% interest · 5.37% APR
- Term / position
- 7 years · First mortgage
- Checked
- October 15, 2026
Fixed
1 Year Fixed Promotion
Published rate
5.49% interest · 5.61% APR
- Term / position
- 1 year · First mortgage
- Checked
- October 15, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 13, 20267 Year Fixed Promotion5.26% interest · 5.29% APR changed to 5.34% interest · 5.37% APR
- September 29, 20262 Year Fixed Promotion4.84% interest · 4.91% APR changed to 4.99% interest · 5.06% APR
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.