Alternative lender
National Bank Optimum Mortgage mortgage rate records
National Bank publishes current Optimum alternative fixed- and variable-rate pricing alongside maximum LTV, borrower, property and fee context.
Visit the official lender website opens in a new tab- Distinct products
- 2
- Published pricing rows
- 5
- Published regions
- Ontario
- Latest record
- August 31, 2026
Qualification and structure signals present in the public records
- Categories
- Alternative
- Positions
- Not stated by lender
- Term range
- 12–60 months
- LTV and fee coverage
- Up to 80% LTV · fees shown on 5 of 5 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from National Bank Optimum Mortgage
Public profile checked August 31, 2026
Alternative
Alternative Variable-Rate Mortgage
Smallest displayed row
Prime + 2.00% (6.45%)
- Term / position
- 60–60 months · Not stated by lender
- Rows / record date
- 1 row · August 31, 2026
Alternative
Alternative Fixed-Rate Mortgage
Smallest displayed row
7.39%
- Term / position
- 12–48 months · Not stated by lender
- Rows / record date
- 4 rows · August 31, 2026
Source and methodology
National Bank Optimum Mortgage lender-hosted pricing. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.