Credit union
Northern Credit Union mortgage rate records
Northern Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 13
- Published pricing rows
- 13
- Published regions
- Ontario
- Latest record
- August 26, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, HELOC, Variable
- Positions
- First mortgage, Secured revolving credit
- Term range
- 6–60 months
- LTV and fee coverage
- Up to 80% LTV · fees shown on 13 of 13 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Northern Credit Union
Public profile checked September 1, 2026
Fixed
3 Year Closed High-Ratio Special
Smallest displayed row
4.29% 3-year high-ratio special
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
5 Year Closed High-Ratio
Smallest displayed row
4.39% 5-year closed high-ratio
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
3 Year Closed Conventional Special
Smallest displayed row
4.49% 3-year conventional special
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
5 Year Closed Conventional Special
Smallest displayed row
4.59% 5-year conventional special
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
HELOC
MeritLine Home Equity Line of Credit
Smallest displayed row
4.95% MeritLine HELOC
- Term / position
- Term not stated · Secured revolving credit
- Rows / record date
- 1 row · August 26, 2026
Fixed
1 Year Closed Fixed
Smallest displayed row
5.39% 1-year closed
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
2 Year Closed Fixed
Smallest displayed row
5.49% 2-year closed
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
3 Year Closed Fixed
Smallest displayed row
5.69% 3-year closed
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
4 Year Closed Fixed
Smallest displayed row
5.79% 4-year closed
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
5 Year Closed Fixed
Smallest displayed row
5.89% 5-year closed
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Variable
5 Year Open Variable
Smallest displayed row
6.45% 5-year open variable
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
6 Month Open Fixed
Smallest displayed row
8.50% 6-month open
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Fixed
1 Year Open Fixed
Smallest displayed row
8.99% 1-year open
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · August 26, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.