Credit union
Ontario Educational Credit Union mortgage rate records
Ontario Educational Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 11
- Published pricing rows
- 11
- Published regions
- Ontario
- Latest record
- April 8, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 6–60 months
- LTV and fee coverage
- LTV not stated · fees shown on 11 of 11 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Ontario Educational Credit Union
Public profile checked September 1, 2026
Variable
Variable Mortgage
Smallest displayed row
As low as 4.45% variable
- Term / position
- Term not stated · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Variable
Meritline Home Equity Line of Credit
Smallest displayed row
As low as 4.45% home-equity line of credit
- Term / position
- Term not stated · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
3 Year Closed Fixed Mortgage
Smallest displayed row
4.69% 3-year closed fixed
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
4 Year Closed Fixed Mortgage
Smallest displayed row
4.79% 4-year closed fixed
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
5 Year Closed Fixed Mortgage
Smallest displayed row
4.79% 5-year closed fixed
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
2 Year Closed Fixed Mortgage
Smallest displayed row
4.89% 2-year closed fixed
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
1 Year Closed Fixed Mortgage
Smallest displayed row
5.20% 1-year closed fixed
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
6 Month Closed Fixed Mortgage
Smallest displayed row
6.99% 6-month closed fixed
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
1 Year Open Fixed Mortgage
Smallest displayed row
8.00% 1-year open fixed
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
2 Year Open Fixed Mortgage
Smallest displayed row
8.00% 2-year open fixed
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Fixed
6 Month Open Fixed Mortgage
Smallest displayed row
8.50% 6-month open fixed
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · April 8, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.