Bank

RBC Royal Bank mortgage rate records

RBC publishes high-ratio, special and posted fixed and variable mortgage pricing by term and amortization band, including APR assumptions and Prime-rate formulas.

Visit the official lender website

Distinct products: 42
Published pricing rows: 42
Published regions: Ontario
Latest record: August 31, 2026

Qualification and structure signals present in the public records

Categories: Variable, Residential
Positions: First
Term range: 6–300 months
LTV and fee coverage: Up to 95% LTV · fees shown on 42 of 42 rows

These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.

Published pricing

Mortgage products from RBC Royal Bank

Public profile checked August 31, 2026

Variable

5 Year Variable Closed — High Ratio

Smallest displayed row

RBC Prime − 0.80% = 3.65%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Variable

5 Year Variable Closed — Special, 25 years or less

Smallest displayed row

RBC Prime − 0.50% = 3.95%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Variable

5 Year Variable Closed — Special, greater than 25 years

Smallest displayed row

RBC Prime − 0.40% = 4.05%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Variable

5 Year Variable Closed — Posted, 25 years or less

Smallest displayed row

RBC Prime + 0.00% = 4.45%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Variable

5 Year Variable Closed — Posted, greater than 25 years

Smallest displayed row

RBC Prime + 0.00% = 4.45%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

3 Year Fixed Closed — Special, 25 years or less

Smallest displayed row

4.49%

Term / position: 36–36 months · First
Rows / record date: 1 row · August 31, 2026

Residential

5 Year Fixed Closed — High Ratio

Smallest displayed row

4.59%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

3 Year Fixed Closed — Special, greater than 25 years

Smallest displayed row

4.59%

Term / position: 36–36 months · First
Rows / record date: 1 row · August 31, 2026

Residential

2 Year Fixed Closed — Special, 25 years or less

Smallest displayed row

4.79%

Term / position: 24–24 months · First
Rows / record date: 1 row · August 31, 2026

Residential

4 Year Fixed Closed — Special, 25 years or less

Smallest displayed row

4.84%

Term / position: 48–48 months · First
Rows / record date: 1 row · August 31, 2026

Residential

1 Year Fixed Closed — Special, 25 years or less

Smallest displayed row

4.89%

Term / position: 12–12 months · First
Rows / record date: 1 row · August 31, 2026

Residential

5 Year Fixed Closed — Special, 25 years or less

Smallest displayed row

4.89%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

2 Year Fixed Closed — Special, greater than 25 years

Smallest displayed row

4.89%

Term / position: 24–24 months · First
Rows / record date: 1 row · August 31, 2026

Residential

4 Year Fixed Closed — Special, greater than 25 years

Smallest displayed row

4.94%

Term / position: 48–48 months · First
Rows / record date: 1 row · August 31, 2026

Residential

1 Year Fixed Closed — Special, greater than 25 years

Smallest displayed row

4.99%

Term / position: 12–12 months · First
Rows / record date: 1 row · August 31, 2026

Residential

5 Year Fixed Closed — Special, greater than 25 years

Smallest displayed row

4.99%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

7 Year Fixed Closed — Special, 25 years or less

Smallest displayed row

5.00%

Term / position: 84–84 months · First
Rows / record date: 1 row · August 31, 2026

Residential

7 Year Fixed Closed — Special, greater than 25 years

Smallest displayed row

5.10%

Term / position: 84–84 months · First
Rows / record date: 1 row · August 31, 2026

Residential

2 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

5.39%

Term / position: 24–24 months · First
Rows / record date: 1 row · August 31, 2026

Residential

2 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

5.39%

Term / position: 24–24 months · First
Rows / record date: 1 row · August 31, 2026

Residential

6 Month Fixed Convertible — Posted, 25 years or less

Smallest displayed row

5.49%

Term / position: 6–6 months · First
Rows / record date: 1 row · August 31, 2026

Residential

1 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

5.49%

Term / position: 12–12 months · First
Rows / record date: 1 row · August 31, 2026

Residential

6 Month Fixed Convertible — Posted, greater than 25 years

Smallest displayed row

5.49%

Term / position: 6–6 months · First
Rows / record date: 1 row · August 31, 2026

Residential

1 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

5.49%

Term / position: 12–12 months · First
Rows / record date: 1 row · August 31, 2026

Residential

4 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

5.99%

Term / position: 48–48 months · First
Rows / record date: 1 row · August 31, 2026

Residential

4 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

5.99%

Term / position: 48–48 months · First
Rows / record date: 1 row · August 31, 2026

Residential

3 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

6.05%

Term / position: 36–36 months · First
Rows / record date: 1 row · August 31, 2026

Residential

3 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

6.05%

Term / position: 36–36 months · First
Rows / record date: 1 row · August 31, 2026

Residential

5 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

6.09%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

5 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

6.09%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

7 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

6.40%

Term / position: 84–84 months · First
Rows / record date: 1 row · August 31, 2026

Residential

7 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

6.40%

Term / position: 84–84 months · First
Rows / record date: 1 row · August 31, 2026

Residential

10 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

6.80%

Term / position: 120–120 months · First
Rows / record date: 1 row · August 31, 2026

Residential

10 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

6.80%

Term / position: 120–120 months · First
Rows / record date: 1 row · August 31, 2026

Variable

5 Year Variable Open — Posted, 25 years or less

Smallest displayed row

RBC Prime + 3.30% = 7.75%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Variable

5 Year Variable Open — Posted, greater than 25 years

Smallest displayed row

RBC Prime + 3.30% = 7.75%

Term / position: 60–60 months · First
Rows / record date: 1 row · August 31, 2026

Residential

6 Month Fixed Open — Posted, 25 years or less

Smallest displayed row

9.95%

Term / position: 6–6 months · First
Rows / record date: 1 row · August 31, 2026

Residential

1 Year Fixed Open — Posted, 25 years or less

Smallest displayed row

9.95%

Term / position: 12–12 months · First
Rows / record date: 1 row · August 31, 2026

Residential

6 Month Fixed Open — Posted, greater than 25 years

Smallest displayed row

9.95%

Term / position: 6–6 months · First
Rows / record date: 1 row · August 31, 2026

Residential

1 Year Fixed Open — Posted, greater than 25 years

Smallest displayed row

9.95%

Term / position: 12–12 months · First
Rows / record date: 1 row · August 31, 2026

Residential

25 Year Fixed Closed — Posted, 25 years or less

Smallest displayed row

12.00%

Term / position: 300–300 months · First
Rows / record date: 1 row · August 31, 2026

Residential

25 Year Fixed Closed — Posted, greater than 25 years

Smallest displayed row

12.00%

Term / position: 300–300 months · First
Rows / record date: 1 row · August 31, 2026

Source and methodology

Official bank-hosted mortgage rate tables. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.