Credit union
Sudbury Credit Union mortgage rates
Checked against Sudbury Credit Union's own rate page on October 15, 2026: 11 products, lowest fixed offer 4.49% (3 Year Fixed High-Ratio Special); lowest variable offer 4.25% (5 Year Closed Variable).
Sudbury Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 11
- Published pricing rows
- 11
- Published regions
- Ontario
- Last checked
- October 15, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 1–5 years
- LTV and fee coverage
- LTV not stated · fees shown on 11 of 11 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Sudbury Credit Union
Lender profile reviewed September 1, 2026
Variable
5 Year Closed Variable
Published rate
4.25% 5-year closed variable
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
3 Year Fixed High-Ratio Special
Published rate
4.49% 3-year high-ratio fixed special
- Term / position
- 3 years · First mortgage
- Checked
- October 15, 2026
Fixed
3 Year Fixed Special
Published rate
4.59% 3-year fixed special
- Term / position
- 3 years · First mortgage
- Checked
- October 15, 2026
Fixed
5 Year High-Ratio Mortgage
Published rate
4.59% 5-year high-ratio fixed
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
5 Year Fixed Special
Published rate
4.69% 5-year fixed special
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
2 Year Closed Fixed
Published rate
5.29% 2-year closed
- Term / position
- 2 years · First mortgage
- Checked
- October 15, 2026
Fixed
1 Year Closed Fixed
Published rate
5.49% 1-year closed
- Term / position
- 1 year · First mortgage
- Checked
- October 15, 2026
Fixed
3 Year Closed Fixed
Published rate
5.99% 3-year closed
- Term / position
- 3 years · First mortgage
- Checked
- October 15, 2026
Fixed
4 Year Closed Fixed
Published rate
5.99% 4-year closed
- Term / position
- 4 years · First mortgage
- Checked
- October 15, 2026
Fixed
5 Year Closed Fixed
Published rate
5.99% 5-year closed
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
1 Year Open Fixed
Published rate
9.95% 1-year open
- Term / position
- 1 year · First mortgage
- Checked
- October 15, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- September 29, 20262 Year Closed Fixed4.89% 2-year closed changed to 5.29% 2-year closed
- September 29, 20262 Year Fixed High-Ratio SpecialNo longer listed by the lender (last recorded as 3.69% 2-year high-ratio fixed special)
- September 29, 20262 Year Fixed SpecialNo longer listed by the lender (last recorded as 3.69% 2-year fixed special)
- September 29, 20263 Year Fixed High-Ratio Special3.99% 3-year high-ratio fixed special changed to 4.49% 3-year high-ratio fixed special
- September 29, 20263 Year Fixed Special3.99% 3-year fixed special changed to 4.59% 3-year fixed special
- September 29, 20265 Year Fixed Special4.19% 5-year fixed special changed to 4.69% 5-year fixed special
- September 29, 20265 Year High-Ratio Mortgage4.09% 5-year high-ratio fixed changed to 4.59% 5-year high-ratio fixed
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.