Mortgage lender
Tandia Financial mortgage rates
Checked against Tandia Financial's own rate page on October 19, 2026: 10 products, lowest fixed offer 4.59% (3 Year Closed Fixed High-Ratio Mortgage).
Tandia Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 10
- Published pricing rows
- 10
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed
- Positions
- First mortgage
- Term range
- 6–60 months
- LTV and fee coverage
- LTV not stated · fees shown on 10 of 10 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Tandia Financial
Lender profile reviewed September 1, 2026
Fixed
3 Year Closed Fixed High-Ratio Mortgage
Published rate
4.59% 3-year closed fixed high-ratio special
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
5-Year High Ratio Mortgage Special
Published rate
4.69% interest · 4.73% APR
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
3 Year Standard Closed
Published rate
4.94% 3-year standard closed
- Term / position
- 3 years · First mortgage
- Checked
- October 19, 2026
Fixed
4 Year Standard Closed
Published rate
5.04% 4-year standard closed
- Term / position
- 4 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Standard Closed
Published rate
5.04% 5-year standard closed
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
2 Year Standard Closed
Published rate
5.39% 2-year standard closed
- Term / position
- 2 years · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Standard Closed
Published rate
5.69% 1-year standard closed
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Fixed
6 Month Standard Closed
Published rate
6.99% 6-month standard closed
- Term / position
- 6 months · First mortgage
- Checked
- October 19, 2026
Fixed
6 Month Standard Open
Published rate
8.25% 6-month standard open
- Term / position
- 6 months · First mortgage
- Checked
- October 19, 2026
Fixed
1 Year Standard Open
Published rate
8.50% 1-year standard open
- Term / position
- 1 year · First mortgage
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 12, 20263 Year Closed Fixed High-Ratio Mortgage4.29% 3-year closed fixed high-ratio special changed to 4.59% 3-year closed fixed high-ratio special
- October 12, 20263 Year Standard Closed4.69% 3-year standard closed changed to 4.94% 3-year standard closed
- October 12, 20264 Year Standard Closed4.99% 4-year standard closed changed to 5.04% 4-year standard closed
- October 12, 20265 Year Standard Closed4.74% 5-year standard closed changed to 5.04% 5-year standard closed
- October 1, 20265-Year High Ratio Mortgage Special4.14% interest · 4.18% APR changed to 4.69% interest · 4.73% APR
- September 29, 20261 Year Standard Closed7.49% 1-year standard closed changed to 5.69% 1-year standard closed
- September 29, 20261 Year Standard Open8.00% 1-year standard open changed to 8.50% 1-year standard open
- September 29, 20262 Year Standard Closed7.34% 2-year standard closed changed to 5.39% 2-year standard closed
- September 29, 20263 Year Closed Fixed High-Ratio Mortgage3.99% 3-year closed fixed high-ratio special changed to 4.29% 3-year closed fixed high-ratio special
- September 29, 20263 Year Standard Closed5.19% 3-year standard closed changed to 4.69% 3-year standard closed
- September 29, 20263 Year Standard Closed SpecialNo longer listed by the lender (last recorded as 4.39% interest · 4.45% APR)
- September 29, 20264 Year Standard Closed6.79% 4-year standard closed changed to 4.99% 4-year standard closed
The 12 most recent of 16 recorded changes.
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.