Bank
TD Canada Trust mortgage rates
Checked against TD Canada Trust's own rate page on October 19, 2026: 4 products, lowest fixed offer 5.24% (3 Year Fixed Closed — Special).
TD publishes Ontario fixed, variable and high-ratio mortgage specials with posted-rate, APR and TD Mortgage Prime context.
Visit the official lender website opens in a new tab- Distinct products
- 4
- Published pricing rows
- 4
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First
- Term range
- 3–5 years
- LTV and fee coverage
- Up to 95% LTV · fees shown on 4 of 4 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from TD Canada Trust
Lender profile reviewed August 31, 2026
Variable
5 Year Variable Closed — Special
Published rate
TD Mortgage Prime − 0.31% = 4.29%
- Term / position
- 5 years · First
- Checked
- October 19, 2026
Fixed
3 Year Fixed Closed — Special
Published rate
5.24% special
- Term / position
- 3 years · First
- Checked
- October 19, 2026
Fixed
5 Year Fixed Closed — High Ratio Special
Published rate
5.39% special
- Term / position
- 5 years · First
- Checked
- October 19, 2026
Fixed
5 Year Fixed Closed — Special
Published rate
5.39% special
- Term / position
- 5 years · First
- Checked
- October 19, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 15, 20263 Year Fixed Closed — Special5.14% special changed to 5.24% special
- October 15, 20265 Year Fixed Closed — High Ratio Special5.34% special changed to 5.39% special
- October 15, 20265 Year Fixed Closed — Special5.34% special changed to 5.39% special
- October 15, 20265 Year Variable Closed — SpecialTD Mortgage Prime − 0.36% = 4.24% changed to TD Mortgage Prime − 0.31% = 4.29%
- September 30, 20263 Year Fixed Closed — Special4.64% special changed to 5.14% special
- September 30, 20265 Year Fixed Closed — High Ratio Special4.84% special changed to 5.34% special
- September 30, 20265 Year Fixed Closed — Special4.84% special changed to 5.34% special
Source and methodology
Official bank-hosted mortgage rate page and rate service. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.