Private lender

Uptown Financial mortgage rates

Checked against Uptown Financial's own rate page on October 19, 2026: 27 products.

Uptown Financial publishes a dated GTA private-mortgage matrix with open and closed first- and second-mortgage pricing by term and LTV tier.

Visit the official lender website

Distinct products: 27
Published pricing rows: 27
Published regions: Greater Toronto Area and surrounding areas
Last checked: October 19, 2026

Qualification and structure signals present in the public records

Categories: Private
Positions: First mortgage, Second mortgage
Term range: 1–2 years
LTV and fee coverage: Up to 80% LTV · fees shown on 27 of 27 rows

These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.

Published pricing

Mortgage products from Uptown Financial

Lender profile reviewed September 3, 2026

Private

1 Year Closed Private First Mortgage — 60% LTV

Published rate

5.74% starting · 60% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

1 Year Open Private First Mortgage — 60% LTV

Published rate

5.74% starting · 60% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

1 Year Closed Private First Mortgage — 65% LTV

Published rate

5.79% starting · 65% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

1 Year Closed Private First Mortgage — 75% LTV

Published rate

5.99% starting · 75% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

1 Year Open Private First Mortgage — 65% LTV

Published rate

6.00% starting · 65% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

2 Year Open After 12 Months Private First Mortgage — 65% LTV

Published rate

6.24% starting · 65% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

2 Year Closed Private First Mortgage — 60% LTV

Published rate

6.95% starting · 60% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

1 Year Closed Private First Mortgage — 80% LTV

Published rate

6.99% starting · 80% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

2 Year Open After 12 Months Private First Mortgage — 75% LTV

Published rate

6.99% starting · 75% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

1 Year Open Private First Mortgage — 75% LTV

Published rate

7.00% starting · 75% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

1 Year Closed Private Second Mortgage — 60% LTV

Published rate

7.45% starting · 60% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

1 Year Closed Private Second Mortgage — 65% LTV

Published rate

7.95% starting · 65% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

1 Year Open Private Second Mortgage — 60% LTV

Published rate

7.95% starting · 60% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

2 Year Closed Private First Mortgage — 65% LTV

Published rate

7.95% starting · 65% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

2 Year Open After 12 Months Private First Mortgage — 80% LTV

Published rate

7.99% starting · 80% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

1 Year Open Private Second Mortgage — 65% LTV

Published rate

8.45% starting · 65% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

2 Year Closed Private Second Mortgage — 60% LTV

Published rate

8.45% starting · 60% LTV

Term / position: 2 years · Second mortgage
Checked: October 19, 2026

Private

1 Year Closed Private Second Mortgage — 50% LTV

Published rate

8.99% starting · 50% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

2 Year Closed Private First Mortgage — 80% LTV

Published rate

8.99% starting · 80% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

2 Year Closed Private First Mortgage — 75% LTV

Published rate

9.25% starting · 75% LTV

Term / position: 2 years · First mortgage
Checked: October 19, 2026

Private

1 Year Closed Private Second Mortgage — 75% LTV

Published rate

9.45% starting · 75% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

1 Year Open Private First Mortgage — 80% LTV

Published rate

9.45% starting · 80% LTV

Term / position: 1 year · First mortgage
Checked: October 19, 2026

Private

2 Year Closed Private Second Mortgage — 65% LTV

Published rate

9.45% starting · 65% LTV

Term / position: 2 years · Second mortgage
Checked: October 19, 2026

Private

1 Year Open Private Second Mortgage — 75% LTV

Published rate

9.95% starting · 75% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Private

2 Year Closed Private Second Mortgage — 75% LTV

Published rate

10.75% starting · 75% LTV

Term / position: 2 years · Second mortgage
Checked: October 19, 2026

Private

2 Year Closed Private Second Mortgage — 80% LTV

Published rate

11.45% starting · 80% LTV

Term / position: 2 years · Second mortgage
Checked: October 19, 2026

Private

1 Year Closed Private Second Mortgage — 80% LTV

Published rate

11.99% starting · 80% LTV

Term / position: 1 year · Second mortgage
Checked: October 19, 2026

Record history

No figure in Uptown Financial's records has changed since the first full source check on September 29, 2026.

Source and methodology

Official lender-hosted rate sheet effective August 4, 2026. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.