Bank or trust lender
WealthONE Bank of Canada mortgage rates
Checked against WealthONE Bank of Canada's own rate page on October 15, 2026: 13 products, lowest fixed offer 5.00% (1 Year Owner-Occupied Fixed Closed); lowest variable offer 5.10% (1 Year Owner-Occupied Variable Closed).
WealthONE Bank of Canada publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 13
- Published pricing rows
- 13
- Published regions
- Canada, Canada excluding Quebec
- Last checked
- October 15, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, Variable
- Positions
- First mortgage
- Term range
- 1–5 years
- LTV and fee coverage
- LTV not stated · fees shown on 13 of 13 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from WealthONE Bank of Canada
Lender profile reviewed September 1, 2026
Fixed
1 Year Owner-Occupied Fixed Closed
Published rate
5.00% interest
- Term / position
- 1 year · First mortgage
- Checked
- October 15, 2026
Fixed
1 Year Investment-Property Fixed Closed
Published rate
5.10% interest · 6.41% APR
- Term / position
- 1 year · First mortgage
- Checked
- October 15, 2026
Variable
1 Year Owner-Occupied Variable Closed
Published rate
5.10% 1-year closed variable
- Term / position
- 1 year · First mortgage
- Checked
- October 15, 2026
Variable
3 Year Owner-Occupied Variable Closed
Published rate
5.10% interest
- Term / position
- 3 years · First mortgage
- Checked
- October 15, 2026
Variable
5 Year Owner-Occupied Variable Closed
Published rate
5.20% interest
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
2 Year Investment-Property Fixed Closed
Published rate
5.24% interest · 5.91% APR
- Term / position
- 2 years · First mortgage
- Checked
- October 15, 2026
Fixed
3 Year Investment-Property Fixed Closed
Published rate
5.24% interest · 5.70% APR
- Term / position
- 3 years · First mortgage
- Checked
- October 15, 2026
Fixed
2 Year Owner-Occupied Fixed Closed
Published rate
5.39% interest
- Term / position
- 2 years · First mortgage
- Checked
- October 15, 2026
Fixed
4 Year Investment-Property Fixed Closed
Published rate
5.39% interest · 5.74% APR
- Term / position
- 4 years · First mortgage
- Checked
- October 15, 2026
Fixed
5 Year Investment-Property Fixed Closed
Published rate
5.44% interest · 5.72% APR
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Fixed
3 Year Owner-Occupied Fixed Closed
Published rate
5.54% interest
- Term / position
- 3 years · First mortgage
- Checked
- October 15, 2026
Fixed
4 Year Owner-Occupied Fixed Closed
Published rate
5.69% interest
- Term / position
- 4 years · First mortgage
- Checked
- October 15, 2026
Fixed
5 Year Closed Mortgage
Published rate
5.74% 5-year closed fixed
- Term / position
- 5 years · First mortgage
- Checked
- October 15, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- September 29, 20261 Year Owner-Occupied Fixed Closed4.85% interest · 6.15% APR changed to 5.00% interest
- September 29, 20261 Year Owner-Occupied Variable Closed4.95% 1-year closed variable changed to 5.10% 1-year closed variable
- September 29, 20262 Year Owner-Occupied Fixed Closed5.19% interest · 5.76% APR changed to 5.39% interest
- September 29, 20263 Year Owner-Occupied Fixed Closed5.29% interest · 5.54% APR changed to 5.54% interest
- September 29, 20263 Year Owner-Occupied Variable Closed4.85% interest · 5.09% APR changed to 5.10% interest
- September 29, 20264 Year Owner-Occupied Fixed Closed5.44% interest · 5.59% APR changed to 5.69% interest
- September 29, 20265 Year Closed Mortgage5.49% 5-year closed fixed changed to 5.74% 5-year closed fixed
- September 29, 20265 Year Owner-Occupied Variable Closed4.95% interest · 5.03% APR changed to 5.20% interest
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.