Credit union
WFCU Credit Union mortgage rates
Checked against WFCU Credit Union's own rate page on October 19, 2026: 13 products.
WFCU Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 13
- Published pricing rows
- 13
- Published regions
- Ontario
- Last checked
- October 19, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, Variable
- Positions
- First or second mortgage, First mortgage
- Term range
- 6–84 months
- LTV and fee coverage
- LTV not stated · fees shown on 13 of 13 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from WFCU Credit Union
Lender profile reviewed September 1, 2026
Fixed
3 Year Fixed High-Ratio Special
Published rate
3.99% APR · 3-year fixed high-ratio special
- Term / position
- 3 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
5 Year Fixed-Rate High-Ratio Mortgage Special
Published rate
4.37% APR for 5-year fixed high-ratio special
- Term / position
- 5 years · First mortgage
- Checked
- October 19, 2026
Fixed
5 Year Fixed Special
Published rate
4.56% APR · 5-year fixed special
- Term / position
- 5 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
3 Year Fixed Special
Published rate
4.57% APR · 3-year fixed special
- Term / position
- 3 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
3 Year Fixed Mortgage
Published rate
5.31% APR · 3-year fixed
- Term / position
- 3 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
2 Year Fixed Mortgage
Published rate
5.47% APR · 2-year fixed
- Term / position
- 2 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
5 Year Fixed Mortgage
Published rate
5.54% APR · 5-year fixed
- Term / position
- 5 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
4 Year Fixed Mortgage
Published rate
5.94% APR · 4-year fixed
- Term / position
- 4 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
1 Year Fixed Mortgage
Published rate
6.48% APR · 1-year fixed
- Term / position
- 1 year · First or second mortgage
- Checked
- October 19, 2026
Fixed
7 Year Fixed Mortgage
Published rate
7.10% APR · 7-year fixed
- Term / position
- 7 years · First or second mortgage
- Checked
- October 19, 2026
Fixed
6 Month Fixed Mortgage
Published rate
7.36% APR · 6-month fixed
- Term / position
- 6 months · First or second mortgage
- Checked
- October 19, 2026
Variable
Closed Variable Mortgage
Published rate
From 8.88% APR · closed variable
- Term / position
- Term not stated · First or second mortgage
- Checked
- October 19, 2026
Variable
Open Variable Mortgage
Published rate
From 9.92% APR · open variable
- Term / position
- Term not stated · First or second mortgage
- Checked
- October 19, 2026
Record history
No figure in WFCU Credit Union's records has changed since the first full source check on September 29, 2026.
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.