Residential and alternative lender
First National Financial LP mortgage rates
Checked against First National Financial LP's own rate page on October 15, 2026: 14 products, lowest fixed offer 9.95% (Open Fixed Mortgage).
First National publishes dated residential fixed, adjustable, open-term and Excalibur pricing, including LTV and credit-tier distinctions where applicable.
Visit the official lender website opens in a new tab- Distinct products
- 14
- Published pricing rows
- 56
- Published regions
- Ontario
- Last checked
- October 15, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed, Alternative
- Positions
- First
- Term range
- 6–120 months
- LTV and fee coverage
- Up to 95% LTV · fees shown on 56 of 56 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from First National Financial LP
Lender profile reviewed August 31, 2026
Variable
Adjustable — Insured
Published rate
Prime - 0.75% (3.70%)
- Term / position
- 5 years · First
- Checked
- October 15, 2026
Variable
Adjustable — Insurable up to 65% LTV
Published rate
Prime - 0.70% (3.75%)
- Term / position
- 5 years · First
- Checked
- October 15, 2026
Variable
Adjustable — Insurable 65.01%–70% LTV
Published rate
Prime - 0.50% (3.95%)
- Term / position
- 5 years · First
- Checked
- October 15, 2026
Variable
Adjustable — Insurable 70.01%–75% LTV
Published rate
Prime - 0.45% (4.00%)
- Term / position
- 5 years · First
- Checked
- October 15, 2026
Variable
Adjustable — Insurable 75.01%–80% LTV
Published rate
Prime - 0.41% (4.04%)
- Term / position
- 5 years · First
- Checked
- October 15, 2026
Variable
Adjustable — Conventional
Published rate
Prime - 0.21% (4.24%)
- Term / position
- 5 years · First
- Checked
- October 15, 2026
Fixed
Posted Fixed — Insured
Lowest published
4.99%
- Term / position
- 1–10 years · First
- Checked
- October 15, 2026 · 7 rows
Fixed
Posted Fixed — Insurable up to 65% LTV
Lowest published
5.04%
- Term / position
- 1–5 years · First
- Checked
- October 15, 2026 · 5 rows
Fixed
Posted Fixed — Insurable 65.01%–70% LTV
Lowest published
5.09%
- Term / position
- 1–5 years · First
- Checked
- October 15, 2026 · 5 rows
Alternative
Excalibur Mortgage
Lowest published
5.14%
- Term / position
- 1–3 years · First
- Checked
- October 15, 2026 · 15 rows
Fixed
Posted Fixed — Insurable 70.01%–75% LTV
Lowest published
5.14%
- Term / position
- 1–5 years · First
- Checked
- October 15, 2026 · 5 rows
Fixed
Posted Fixed — Insurable 75.01%–80% LTV
Lowest published
5.19%
- Term / position
- 1–5 years · First
- Checked
- October 15, 2026 · 5 rows
Fixed
Posted Fixed — Conventional
Lowest published
5.44%
- Term / position
- 1–10 years · First
- Checked
- October 15, 2026 · 7 rows
Fixed
Open Fixed Mortgage
Published rate
9.95%
- Term / position
- 6 months · First
- Checked
- October 15, 2026
Record history
Each line is a check at which the figure recorded here changed: the lender moved its rate, or an earlier record was corrected. History starts with the first full source check on September 29, 2026.
- October 12, 2026Excalibur Mortgage5.24% changed to 5.39%
- October 12, 2026Excalibur Mortgage5.49% changed to 5.64%
- October 12, 2026Excalibur Mortgage5.74% changed to 5.89%
- October 12, 2026Excalibur Mortgage5.99% changed to 6.14%
- October 12, 2026Excalibur Mortgage6.14% changed to 6.29%
- October 12, 2026Excalibur Mortgage5.34% changed to 5.49%
- October 12, 2026Excalibur Mortgage5.59% changed to 5.74%
- October 12, 2026Excalibur Mortgage5.84% changed to 5.99%
- October 12, 2026Excalibur Mortgage6.09% changed to 6.24%
- October 12, 2026Excalibur Mortgage6.34% changed to 6.49%
- September 29, 2026Adjustable — ConventionalPrime - 0.41% (4.04%) changed to Prime - 0.21% (4.24%)
- September 29, 2026Excalibur Mortgage5.04% changed to 5.14%
The 12 most recent of 60 recorded changes.
Source and methodology
FSRA licence numbers 10514 and 11252. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.