Private lender
Readi Financial mortgage rates
Checked against Readi Financial's own rate page on September 29, 2026: 2 products.
Readi Financial publishes starting pricing for one-year closed Ontario private first and second mortgages, including LTV ceilings and lender-fee starting points.
Visit the official lender website opens in a new tab- Distinct products
- 2
- Published pricing rows
- 2
- Published regions
- Ontario
- Last checked
- September 29, 2026
Qualification and structure signals present in the public records
- Categories
- Private
- Positions
- First mortgage, Second mortgage
- Term range
- 1 year
- LTV and fee coverage
- Up to 75% LTV · fees shown on 2 of 2 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Readi Financial
Lender profile reviewed September 3, 2026
Private
1 Year Closed Private First Mortgage
Published rate
Starting at 8.99%
- Term / position
- 1 year · First mortgage
- Checked
- September 29, 2026
Private
1 Year Closed Private Second Mortgage
Published rate
Starting at 10.99%
- Term / position
- 1 year · Second mortgage
- Checked
- September 29, 2026
Record history
No figure in Readi Financial's records has changed since the first full source check on September 29, 2026.
Source and methodology
Official lender-hosted current pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.