Open Mortgage Rates

Readi Financial · Private

1 Year Closed Private Second Mortgage

Ontario · Second mortgage

Smallest displayed rate row
Starting at 10.99%

Not a statement that this row applies or is the least costly.

Published pricing rows
1
Maximum LTV shown
75%
Latest source check
September 29, 2026

Checked within 45 days

Public qualification and structure context

Terms shown
12 months
Positions
Second mortgage
Published qualification or property wording
Residential properties in urban, suburban and selected rural Ontario markets; file-specific pricing applies

These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.

Pricing details

Match the applicable published row

Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.

Published pricing rows for Readi Financial 1 Year Closed Private Second Mortgage
Published rateTermQualification or property contextMaximum LTVPositionFees and details
Starting at 10.99%12 monthsResidential properties in urban, suburban and selected rural Ontario markets; file-specific pricing applies75%Second mortgageStarting lender fee is 2.5%; final pricing depends on the property, exit strategy and the client’s overall financial strength.

Original lender source

Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.

View Official Readi Financial current pricing page opens in a new tab

Freshness methodology

“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.

Source status
Checked within 45 days
Latest record
September 29, 2026
Verified
September 29, 2026

Ordered by matching mortgage position and term proximity, not by suitability or expected approval.

Ask about the public criteria

Share broad transaction details to ask how the published rows differ. This does not reserve a rate, submit an application or guarantee qualification.

Your mortgage

See the privacy notice.