Credit union
Your Credit Union mortgage rate records
Your Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 9
- Published pricing rows
- 9
- Published regions
- Ontario
- Latest record
- September 1, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, HELOC
- Positions
- First mortgage, Secured revolving credit
- Term range
- 12–60 months
- LTV and fee coverage
- Up to 80% LTV · fees shown on 9 of 9 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Your Credit Union
Public profile checked September 1, 2026
Fixed
5 Year High-Ratio First Mortgage
Smallest displayed row
4.29% 5-year high-ratio first mortgage
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year 30-Year-Amortization High-Ratio First Mortgage
Smallest displayed row
4.29% 5-year high-ratio · 30-year amortization
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year First Mortgage
Smallest displayed row
4.54% 5-year first mortgage
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year 30-Year-Amortization Conventional First Mortgage
Smallest displayed row
4.64% 5-year conventional · 30-year amortization
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year First Mortgage
Smallest displayed row
4.94% 3-year first mortgage
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year First Mortgage
Smallest displayed row
4.94% 4-year first mortgage
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year First Mortgage
Smallest displayed row
5.04% 2-year first mortgage
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
HELOC
MeritLine Variable
Smallest displayed row
5.45% MeritLine variable
- Term / position
- Term not stated · Secured revolving credit
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year First Mortgage
Smallest displayed row
5.99% 1-year first mortgage
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.